Click your state. Start with the rules where you live.
The current referral flow accepts residents of 39 states. Select the map to check status; detailed educational guides are live for Arizona, North Carolina, and Pennsylvania.
Where the current referral flow is available
Map shapes adapted from Website Beaver under the MIT License. Availability can change and is confirmed by the provider during consultation.
Arizona
Phoenix, Tucson, Mesa, Chandler, and statewide.
Read the state guide → Southeast · NCNorth Carolina
Charlotte, Raleigh, Greensboro, Durham, and statewide.
Read the state guide → Mid-Atlantic · PAPennsylvania
Philadelphia, Pittsburgh, Allentown, Erie, and statewide.
Read the state guide →All 39 accepted states
Only three states have full guides today. The remaining names confirm referral-flow coverage; they are intentionally not linked to thin placeholder pages.
“Accepted” means the state is included in this site’s current referral flow—not that every resident, creditor, debt type, or program will qualify. Service model, provider match, fees, and availability can vary by state and individual circumstances.
Excluded locations
This qualification flow does not promote program availability to residents of the following locations.