Advertising and service disclosures

Our role

Debt20KPlus is an independent educational and marketing website. It is not a lender, debt-relief provider, law firm, credit-repair organization, tax adviser, financial adviser, or government agency.

Referral relationship

Qualified visitors may choose to continue to CuraDebt’s website for a free consultation. Debt20KPlus may receive compensation for that referral. CuraDebt and any provider involved are responsible for their own services, terms, privacy practices, licensing, communications, and agreements.

No guarantee

Passing the initial $20,000 screen is not an approval. Debts, consumers, and states may be ineligible. Creditors may refuse to negotiate. No savings percentage, payment amount, program length, or credit outcome is guaranteed.

Material risks

Debt settlement may involve fees, accumulating interest and penalties, continued collection activity, lawsuits, negative credit effects, and possible tax consequences. Consumers should compare direct creditor assistance, nonprofit counseling, consolidation, and qualified legal advice where appropriate.

Tracking

The site uses analytics and advertising measurement technologies, including Google Analytics and Meta Pixel. Partner links may include standard campaign parameters so a referral can be attributed correctly.