Private, browser-based estimate

Check which debts count

We will total only the unsecured balances used by this initial review. Your amounts stay in your browser and are not submitted to Debt20KPlus.

Before you begin · 49 seconds

Know what this check does—and what happens next.

The short overview explains which unsecured balances count toward the $20,000 initial threshold and what you can expect if you choose to continue to CuraDebt.

Read the video summary

This check counts credit cards, unsecured personal loans, medical bills, and collection accounts. It excludes auto loans, mortgages, and student loans. CuraDebt then asks additional questions and reviews available options. Checking does not obligate you to enroll.

What the initial review covers before you enter any balances.
Your private debt checkThree short steps. No account numbers or personal details.
Step 1 of 3

Do you have at least one potentially qualifying debt?

Credit cards, unsecured personal loans, medical bills, or collection accounts may count. Mortgages, auto loans, and student loans do not.

Step 2 of 3

Add your current qualifying balances

Use approximate amounts. Do not enter account numbers or personal information.

Qualifying total$0
Your initial result